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Keller Williams Realty, Inc. (KWRI) has partnered with various unaffiliated licensed insurance producers to offer medical, dental, vision, term life, and other insurance and related products (the “Program”) to employees of KWRI’s independent franchisees and their independent real estate agents (collectively, “Consumers”). Real Estate Agent Insurance Services, LLC (REAIS), an affiliate of KWRI, is a licensed producer involved in marketing and advertising the Program to Consumers, but not in selling insurance products. KWRI and REAIS do not represent, and will not provide assistance or recommendations to, any Consumer regarding insurance coverage terms and conditions. Participation in the Program is 100% optional, and KWRI and REAIS do not assume any responsibility as to the suitability of insurance products purchased in connection with the Program.

Questions regarding medical, dental, vision, hospital indemnity, critical illness, accident, or short-term disability products should be directed to Decisely Insurance Services, LLC at 800-276-0021 or realagentperks@decisely.com.

Questions regarding the health savings account product should be directed to MotivHealth at 800-737-6051.

Questions regarding long-term disability, accident, or term life products should be directed to Capstone Financial at 404-926-1318 or benefits@capstonefn.com or to the Massachusetts Mutual Life Insurance Company at 800-272-1000.

While KWRI intends for the Program to be available to all Consumers located in the U.S., it is currently only available in select states. Please confirm Program availability in your state prior to signing up. CRN202508-2928341